The Impact of Moratorium on Banks and Borrowers in India

13th Oct 2020, Industry Insights


The restructuring and moratorium allowed by RBI helped the banks in maintaining their asset quality. As per a Crisil Research report, had it not been allowed, non-performing assets would… Read More »

Challenges of Data-Driven Debt Collection and Overcoming them

8th Oct 2020, Technology

There's no doubt that predictive analysis and modeling are the future of efficient and effective debt collection industry. The solutions to the challenges the industry presently face can be… Read More »

Debt Collection During the Pandemic and Beyond

22nd Sep 2020, Industry Insights

If collectors implement aggressive strategies, the resulting uproar might birth stringent legislation that hamper the region's debt collection industry's efficiency and revenue. Lenders need to adopt technology-based strategies that… Read More »

Comparing Debt Sale vs Debt Outsourcing

15th Sep 2020, Industry Insights

In a nut shell, debt collection starts first at a creditor’s level. Once the creditor is unable to collect the same and accounts become delinquent, a special emphasis on… Read More »

Credit Management Leader Flow Raises Debt Capital, Ramps up Acquisition of Loan Portfolios Across Asia

2nd Sep 2020, Company News

Funding from Genesis is another milestone for Flow and for our debt portfolio purchase plan in Vietnam, Indonesia and other select countries. In keeping with our mission, we can… Read More »

Agility in Debt Collection is Critical Today, but How?

31st Aug 2020, Industry Insights

Key differentiator is lenders who adjust quickly to these uncertain times to improve debt recovery while ensuring sustainable operation. Agile ethical debt collection practice is critical now more than… Read More »

Deleveraging Unsecured Distressed Consumer Loans

6th Aug 2020, Industry Insights

The Asian market for distressed loans is young and fragmented but has huge potential to grow given the huge amount of existing and expected NPLs. The process of balance… Read More »

Indonesia’s Grueling Road to Economic Recovery

20th Jul 2020, Industry Insights


Indonesia's economy could grow by 2.5% in 2020. However, this growth is dependent on the nature of the pandemic for the second half of the year. With exports and… Read More »

Vietnam: Positive GDP Growth Forecast, but High NPL Risk

25th Jun 2020, Industry Insights

Vietnam has done a great job in handling the COVID-19 pandemic, but the economy has not been spared from the global recession. Consequently, loan delinquencies are surging. What is… Read More »

Is Debt Sale the Answer to the Growing Loan Bubble?

19th Jun 2020, Industry Insights

To maintain financial prudence and a sound banking system with moderate bad debt levels, financial institutions will need to figure out efficient risk management. Traditional solutions have not helped… Read More »

Get Your Guide to Improving Recovery During a Downturn

12th Jun 2020, Industry Insights

This whitepaper examines the challenges that define debt recovery during economic crisis, solutions lenders can adopt to evolve their collection process. From new technologies and approaches to better segmentation… Read More »

Twofold Blow for Retail Loans in India’s Banks: Credit Growth Slowdown & Rising NPLs

28th May 2020, Industry Insights

With a reduction in asset book and deterioration in asset quality across portfolios, banks' success in debt recovery will largely depend on the use of correct strategies concentrated towards… Read More »

Utilising technology to maximise debt recovery

21st May 2020, Technology

Technology is reshaping everything under the sun, collection is no different. Social distancing has already increased the industry's dependence on digital technology, and this will not change in the… Read More »

Credit Management Leader Flow Completes US$6M Series A Funding with a Rebrand

12th May 2020, Company News

SINGAPORE—May 2020—Previously known as AsiaCollect, Flow, the pioneering credit management company bringing international standards of ethical debt collection to the Non-Performing Consumer Loans (NPL) market in Asia, announced today… Read More »