Redefining debt collection begins with creating personalised, digital-first experiences that help consumers overcome their financial difficulties.
Founded in 2016, Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in Asia.
Flow’s data-driven collection strategies have proven, remarkable recovery rates for top financial institutions and technology companies and have supported over 2.8 million customers to date.
Powered by data on consumer behaviour, Flow's in-house credit and collections software determines the most effective outreach for all stages of the delinquency cycle. Combining machine learning with customer-centric operational processes, Flow Platform is built on deep market understanding and the best practices of the industry.
We service debt ledgers at large volume using advanced contact methods and ethical, digital collection strategies. Expect higher right-party contacts and increased recoveries.SEE WHAT'S DIFFERENT ABOUT US