Redefining debt collection begins with creating personalised, digital-first experiences that help consumers overcome their financial difficulties.
Founded in 2016, Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in Asia.
Flow’s data-driven collection strategies have proven, remarkable recovery rates for top financial institutions and technology companies and have supported over 2.8 million customers to date.
In Flow, we aim to transform the credit ecosystem through ethical collection. By leveraging on technology and big data, we execute effective debt collection processes that ensure fair treatment of consumers.
We also strongly believe that ethical lending has significant impact on a borrower's indebtedness and strictly only work with ethical lenders. Debt collection issues can be challenging and stressful. We are committed to promoting responsible collection and financial inclusion to empower consumers in underserved economies.SEE WHAT'S DIFFERENT ABOUT US